Sep, 30, 2025 — AMERICA'S CREDIT UNION is a federally insured state chartered credit union headquartered in GARLAND, TX with 7 branch locations and about $418.13 million in total assets. Opened 92 years ago in 1934, AMERICA'S CREDIT UNION has about 31,404 members and employs 134 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICA'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 2154 FOREST LN GARLAND, TX 75042 |
| Phone: | (972) 494-5328 |
| Fax: | (972) 494-0371 |
| Website: | https://www.americascu.org |
| Branches: | 7 branch locations |
| Members: | 31,404 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67470 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $418,134,591 |
| CEO/Manager: | Bert Beal |
| Chairperson: | CHRIS ENGLISH |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 63,428,795 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 112,370,137 |
| Unsecured Loans | 19,551,278 |
| Other Loans | 141,720,421 |
| TOTAL LOANS | 273,641,836 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -994,051 |
| Land And Building | 11,102,880 |
| Other Fixed Assets | 1,858,111 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,480,176 |
| All Other Assets | 773,757 |
| TOTAL ASSETS | 418,134,591 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,909,883 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 95,572,736 |
| Regular shares | 176,526,411 |
| All Other Shares & Deposits | 80,678,754 |
| TOTAL SHARES & DEPOSITS | 352,777,901 |
| TOTAL LIABILITIES | 356,687,784 |
| Regular Reserve | 0 |
| Other Reserves | 27,639,604 |
| Undivided Earnings | 33,807,203 |
| TOTAL EQUITY | 61,446,807 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 418,134,591 |
| INCOME & EXPENSE | |
| Loan Income | 12,941,083 |
| Investment Income | 3,497,606 |
| Other Income | 1,850,870 |
| Total Employee Compensation & Benefits | 10,155,777 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,615,859 |
| Non-operating Income & (Expense) | 1,020,489 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,466,500 |
| Cost of Funds | 2,084,878 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,597,860 |
| ↑ Back to Top | |