Sep, 30, 2025 — UNION PACIFIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in BEAUMONT, TX with 1 branch location and about $3.70 million in total assets. Opened 73 years ago in 1953, UNION PACIFIC EMPLOYEES CREDIT UNION has about 642 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNION PACIFIC EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 550 Lindbergh DR BEAUMONT, TX 77707 |
| Phone: | (409) 842-2560 |
| Fax: | (409) 842-5187 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 642 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67417 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,703,568 |
| CEO/Manager: | Darlene C Stokes |
| Chairperson: | Braddley Mcclelland |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,120,593 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 380,587 |
| Other Loans | 2,112,356 |
| TOTAL LOANS | 2,492,943 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,636 |
| Land And Building | 0 |
| Other Fixed Assets | 2,594 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 27,269 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,703,568 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,587 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,638 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,877,866 |
| All Other Shares & Deposits | 908,014 |
| TOTAL SHARES & DEPOSITS | 2,785,880 |
| TOTAL LIABILITIES | 2,791,105 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 912,463 |
| TOTAL EQUITY | 912,463 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,703,568 |
| INCOME & EXPENSE | |
| Loan Income | 148,246 |
| Investment Income | 32,346 |
| Other Income | 8,833 |
| Total Employee Compensation & Benefits | 85,782 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 48,947 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,768 |
| Cost of Funds | 49,415 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -3,487 |
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