Sep, 30, 2025 — ATLANTA POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in ATLANTA, GA with 11 branch locations and about $2.55 billion in total assets. Opened 101 years ago in 1925, ATLANTA POSTAL CREDIT UNION has about 119,414 members and employs 316 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATLANTA POSTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 Porsche Avenue ATLANTA, GA 30354 |
| Phone: | (404) 768-4126 |
| Fax: | (404) 766-8379 |
| Website: | https://www.apcu.com |
| Branches: | 11 branch locations |
| Members: | 119,414 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67389 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1925 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,554,686,222 |
| CEO/Manager: | Blake Graham |
| Chairperson: | David Disharoon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 112,141,175 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,071,684,487 |
| Unsecured Loans | 263,060,650 |
| Other Loans | 619,796,217 |
| TOTAL LOANS | 1,954,541,354 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -17,375,218 |
| Land And Building | 65,703,967 |
| Other Fixed Assets | 7,083,535 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 16,996,320 |
| All Other Assets | 369,469 |
| TOTAL ASSETS | 2,554,686,222 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,025,226 |
| Notes & Interest Payable | 50,000,000 |
| Accounts Payable & Other Liabilities | 21,725,608 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 163,422,279 |
| Regular shares | 669,544,782 |
| All Other Shares & Deposits | 1,347,643,014 |
| TOTAL SHARES & DEPOSITS | 2,180,610,074 |
| TOTAL LIABILITIES | 2,253,360,908 |
| Regular Reserve | 0 |
| Other Reserves | -24,568,993 |
| Undivided Earnings | 325,894,307 |
| TOTAL EQUITY | 301,325,314 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,554,686,222 |
| INCOME & EXPENSE | |
| Loan Income | 75,737,163 |
| Investment Income | 7,211,227 |
| Other Income | 6,307,595 |
| Total Employee Compensation & Benefits | 22,280,735 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,841,031 |
| Non-operating Income & (Expense) | 1,485,405 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,623,476 |
| Cost of Funds | 36,397,296 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -4,905,434 |
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