Sep, 30, 2025 — FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 2 branch locations and about $36.58 million in total assets. Opened 76 years ago in 1950, FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION has about 4,030 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 310 Bloomfield St JOHNSTOWN, PA 15904-3202 |
| Phone: | (814) 262-9117 |
| Fax: | (814) 262-0709 |
| Website: | https://www.franklinjohnstown.com |
| Branches: | 2 branch locations |
| Members: | 4,030 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6723 |
|---|---|
| Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,581,461 |
| CEO/Manager: | Mary Summits |
| Chairperson: | Michael Capriotti |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,341,828 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,567,116 |
| Unsecured Loans | 2,691,004 |
| Other Loans | 6,381,604 |
| TOTAL LOANS | 11,639,724 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -178,157 |
| Land And Building | 375,096 |
| Other Fixed Assets | 184,157 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 322,822 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,581,461 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,804 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,947,666 |
| Regular shares | 22,061,856 |
| All Other Shares & Deposits | 2,111,157 |
| TOTAL SHARES & DEPOSITS | 32,120,679 |
| TOTAL LIABILITIES | 32,140,483 |
| Regular Reserve | 0 |
| Other Reserves | -561,721 |
| Undivided Earnings | 5,002,699 |
| TOTAL EQUITY | 4,440,978 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,581,461 |
| INCOME & EXPENSE | |
| Loan Income | 554,684 |
| Investment Income | 494,567 |
| Other Income | 49,808 |
| Total Employee Compensation & Benefits | 463,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 430,152 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 70,112 |
| Cost of Funds | 31,703 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 238,143 |
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