Sep, 30, 2025 — ARSENAL CREDIT UNION is a federally insured state chartered credit union headquartered in ARNOLD, MO with 4 branch locations and about $427.64 million in total assets. Opened 78 years ago in 1948, ARSENAL CREDIT UNION has about 30,244 members and employs 97 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARSENAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3780 Vogel Rd ARNOLD, MO 63010 |
| Phone: | (314) 962-6363 |
| Fax: | (636) 333-8379 |
| Website: | https://www.arsenalcu.com |
| Branches: | 4 branch locations |
| Members: | 30,244 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67195 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $427,643,254 |
| CEO/Manager: | Richard Preble |
| Chairperson: | Gary Dierks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,540,285 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 145,825,128 |
| Unsecured Loans | 19,209,051 |
| Other Loans | 125,287,552 |
| TOTAL LOANS | 296,953,623 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,856,061 |
| Land And Building | 8,168,852 |
| Other Fixed Assets | 1,519,966 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,569,633 |
| All Other Assets | 0 |
| TOTAL ASSETS | 427,643,254 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,442,430 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 75,016,409 |
| Regular shares | 90,841,109 |
| All Other Shares & Deposits | 228,833,825 |
| TOTAL SHARES & DEPOSITS | 394,691,344 |
| TOTAL LIABILITIES | 399,133,774 |
| Regular Reserve | 0 |
| Other Reserves | -3,819,465 |
| Undivided Earnings | 32,328,945 |
| TOTAL EQUITY | 28,509,480 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 427,643,254 |
| INCOME & EXPENSE | |
| Loan Income | 15,498,790 |
| Investment Income | 2,868,056 |
| Other Income | 1,863,918 |
| Total Employee Compensation & Benefits | 6,762,764 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,506,847 |
| Non-operating Income & (Expense) | -4,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,706,992 |
| Cost of Funds | 5,358,505 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 754,242 |
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