Sep, 30, 2025 — FOOTHILLS CREDIT UNION is a federally insured state chartered credit union headquartered in WHEAT RIDGE, CO with 3 branch locations and about $160.23 million in total assets. Opened 80 years ago in 1946, FOOTHILLS CREDIT UNION has about 11,298 members and employs 36 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOOTHILLS CREDIT UNION |
|---|---|
| Address: (Main Office) | 3550 Clear Creek Dr WHEAT RIDGE, CO 80401 |
| Phone: | (720) 962-8200 |
| Fax: | (720) 751-2241 |
| Website: | https://www.foothills-cu.com |
| Branches: | 3 branch locations |
| Members: | 11,298 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67181 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $160,227,988 |
| CEO/Manager: | Scott E McNeil |
| Chairperson: | Phillip W Tenney |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,116,837 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 88,660,702 |
| Unsecured Loans | 3,411,045 |
| Other Loans | 24,836,791 |
| TOTAL LOANS | 116,961,025 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -883,189 |
| Land And Building | 13,266,967 |
| Other Fixed Assets | 529,234 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,331,673 |
| All Other Assets | 9,924 |
| TOTAL ASSETS | 160,227,988 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 972,536 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,734,553 |
| Regular shares | 51,773,715 |
| All Other Shares & Deposits | 70,698,914 |
| TOTAL SHARES & DEPOSITS | 147,207,181 |
| TOTAL LIABILITIES | 148,179,717 |
| Regular Reserve | 0 |
| Other Reserves | 1,911,949 |
| Undivided Earnings | 10,136,322 |
| TOTAL EQUITY | 12,048,271 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 160,227,988 |
| INCOME & EXPENSE | |
| Loan Income | 5,118,562 |
| Investment Income | 824,738 |
| Other Income | 274,190 |
| Total Employee Compensation & Benefits | 2,201,301 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,582,292 |
| Non-operating Income & (Expense) | -22,658 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 512,948 |
| Cost of Funds | 1,745,645 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -102,047 |
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