Sep, 30, 2025 — ELECTRICAL FEDERAL CREDIT UNION is a federal credit union headquartered in ARVADA, CO with 1 branch location and about $51.83 million in total assets. Opened 73 years ago in 1953, ELECTRICAL FEDERAL CREDIT UNION has about 4,026 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ELECTRICAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5080 W 60th Ave ARVADA, CO 80003-6919 |
| Phone: | (303) 428-5080 |
| Fax: | (303) 428-6602 |
| Website: | https://www.electricalfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,026 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8701 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,830,139 |
| CEO/Manager: | Sheila D Gonzales |
| Chairperson: | Tilden Hollcroft |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,233,089 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,160,554 |
| Unsecured Loans | 1,756,149 |
| Other Loans | 8,889,934 |
| TOTAL LOANS | 24,806,637 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -110,508 |
| Land And Building | 2,581,478 |
| Other Fixed Assets | 1,978 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 419,949 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,830,139 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,637 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,175,013 |
| Regular shares | 20,272,116 |
| All Other Shares & Deposits | 16,662,386 |
| TOTAL SHARES & DEPOSITS | 45,109,515 |
| TOTAL LIABILITIES | 45,116,152 |
| Regular Reserve | 0 |
| Other Reserves | 32,801 |
| Undivided Earnings | 6,681,186 |
| TOTAL EQUITY | 6,713,987 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,830,139 |
| INCOME & EXPENSE | |
| Loan Income | 1,076,606 |
| Investment Income | 691,078 |
| Other Income | 167,778 |
| Total Employee Compensation & Benefits | 410,138 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 790,354 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 112,815 |
| Cost of Funds | 371,204 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 427,811 |
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