Sep, 30, 2025 — HORIZONS NORTH CREDIT UNION is a federally insured state chartered credit union headquartered in WESTMINSTER, CO with 1 branch location and about $127.10 million in total assets. Opened 66 years ago in 1960, HORIZONS NORTH CREDIT UNION has about 6,858 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HORIZONS NORTH CREDIT UNION |
|---|---|
| Address: (Main Office) | 13559 Huron St WESTMINSTER, CO 80234-1161 |
| Phone: | (303) 451-1146 |
| Fax: | (303) 450-7422 |
| Website: | https://www.hncu.org |
| Branches: | 1 branch locations |
| Members: | 6,858 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68274 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $127,104,204 |
| CEO/Manager: | Brian Resch |
| Chairperson: | Mark Hinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,664,153 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 62,702,053 |
| Unsecured Loans | 1,728,114 |
| Other Loans | 28,797,774 |
| TOTAL LOANS | 93,227,941 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -164,904 |
| Land And Building | 6,382,872 |
| Other Fixed Assets | 277,476 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,025,274 |
| All Other Assets | 0 |
| TOTAL ASSETS | 127,104,204 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -460,329 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,204,150 |
| Regular shares | 29,230,093 |
| All Other Shares & Deposits | 58,591,147 |
| TOTAL SHARES & DEPOSITS | 117,025,390 |
| TOTAL LIABILITIES | 116,565,061 |
| Regular Reserve | 0 |
| Other Reserves | -164 |
| Undivided Earnings | 10,539,307 |
| TOTAL EQUITY | 10,539,143 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 127,104,204 |
| INCOME & EXPENSE | |
| Loan Income | 4,017,110 |
| Investment Income | 514,486 |
| Other Income | 302,522 |
| Total Employee Compensation & Benefits | 1,481,463 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,019,875 |
| Non-operating Income & (Expense) | 175,261 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,166 |
| Cost of Funds | 1,278,482 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 633,710 |
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