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OPTIONS CREDIT UNION

Sep, 30, 2021 — OPTIONS CREDIT UNION is a federally insured state chartered credit union headquartered in LITTLETON, CO with 1 branch location and about $5.34 million in total assets. Opened 43 years ago in 1979, OPTIONS CREDIT UNION has about 726 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OPTIONS CREDIT UNION
Address:
(Main Office)
5935 S ZANG ST, UNIT 4
LITTLETON, CO 80127
Phone:(303) 860-1117
Fax:(303) 845-9776
Website:http://www.optionscreditunion.com
Branches:1 branch locations
Members:726
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65111
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1979
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$5,343,809
CEO/Manager:Sherry Espinoza
Chairperson:Dawn McKnight

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,110,669
TOTAL INVESTMENTS 22,488
Loans Held for Sale 0
 
 Real Estate Loans 1,417,415
 Unsecured Loans 449,734
 Other Loans 2,249,124
 TOTAL LOANS 4,116,273
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,907
 Land And Building 0
 Other Fixed Assets 8,795
 NCUSIF Deposit 51,309
 All Other Assets 61,182
  TOTAL ASSETS 5,343,809
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,388
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,369,000
 Regular shares 1,763,520
 All Other Shares & Deposits 1,737,774
  TOTAL SHARES & DEPOSITS 4,870,294
  TOTAL LIABILITIES 4,888,682
 Regular Reserve 115,548
 Other Reserves 0
 Undivided Earnings 339,579
  TOTAL EQUITY 455,127
  TOTAL LIABILITIES, SHARES, & EQUITY 5,343,809
INCOME & EXPENSE  
 Loan Income 189,760
 Investment Income 1,119
 Other Income 23,195
 Total Employee Compensation & Benefits 96,519
 NCUSIF Premiums Expense -4,497
 Total Other Operating Expenses 111,284
 Non-operating Income & (Expense) 12,241
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,294
 Cost of Funds 8,845
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 26,226
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