Sep, 30, 2025 — JACKSON RIVER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in COVINGTON, VA with 2 branch locations and about $123.25 million in total assets. Opened 73 years ago in 1953, JACKSON RIVER COMMUNITY CREDIT UNION has about 6,771 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JACKSON RIVER COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 347 N Court Ave COVINGTON, VA 24426 |
| Phone: | (540) 962-6154 |
| Fax: | (540) 965-5154 |
| Website: | https://www.jrccu.org |
| Branches: | 2 branch locations |
| Members: | 6,771 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66967 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $123,252,964 |
| CEO/Manager: | Kathleen All |
| Chairperson: | Hunter Fridley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,356,739 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,241,233 |
| Unsecured Loans | 3,127,010 |
| Other Loans | 47,852,418 |
| TOTAL LOANS | 54,220,661 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -835,256 |
| Land And Building | 783,448 |
| Other Fixed Assets | 126,237 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 976,770 |
| All Other Assets | 0 |
| TOTAL ASSETS | 123,252,964 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 490 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 837,886 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,346,830 |
| Regular shares | 52,582,327 |
| All Other Shares & Deposits | 26,350,721 |
| TOTAL SHARES & DEPOSITS | 104,279,878 |
| TOTAL LIABILITIES | 105,118,254 |
| Regular Reserve | 0 |
| Other Reserves | -689,680 |
| Undivided Earnings | 18,824,390 |
| TOTAL EQUITY | 18,134,710 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,252,964 |
| INCOME & EXPENSE | |
| Loan Income | 2,846,835 |
| Investment Income | 1,606,902 |
| Other Income | 923,754 |
| Total Employee Compensation & Benefits | 914,602 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,659,442 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 237,600 |
| Cost of Funds | 663,538 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,919,635 |
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