Sep, 30, 2025 — LOUDOUN CREDIT UNION is a federally insured state chartered credit union headquartered in LEESBURG, VA with 1 branch location and about $60.14 million in total assets. Opened 48 years ago in 1978, LOUDOUN CREDIT UNION has about 5,351 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOUDOUN CREDIT UNION |
|---|---|
| Address: (Main Office) | 801 Sycolin Rd SE Ste 101 LEESBURG, VA 20175 |
| Phone: | (703) 777-4744 |
| Fax: | (703) 777-5056 |
| Website: | https://www.loudouncu.com |
| Branches: | 1 branch locations |
| Members: | 5,351 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66954 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $60,144,968 |
| CEO/Manager: | Michael F Falvey |
| Chairperson: | Cindy Mester |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,823,835 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,440,761 |
| Unsecured Loans | 5,471,120 |
| Other Loans | 9,477,269 |
| TOTAL LOANS | 20,389,150 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -249,362 |
| Land And Building | 0 |
| Other Fixed Assets | 371,734 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 538,883 |
| All Other Assets | 0 |
| TOTAL ASSETS | 60,144,968 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,741 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 505,414 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,171,796 |
| Regular shares | 26,400,825 |
| All Other Shares & Deposits | 16,616,301 |
| TOTAL SHARES & DEPOSITS | 56,188,922 |
| TOTAL LIABILITIES | 56,706,077 |
| Regular Reserve | 0 |
| Other Reserves | -1,357,018 |
| Undivided Earnings | 4,795,909 |
| TOTAL EQUITY | 3,438,891 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 60,144,968 |
| INCOME & EXPENSE | |
| Loan Income | 1,231,230 |
| Investment Income | 867,902 |
| Other Income | 87,633 |
| Total Employee Compensation & Benefits | 729,969 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 890,149 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 135,000 |
| Cost of Funds | 464,383 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 163,878 |
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