Sep, 30, 2025 — STRATEGIC FEDERAL CREDIT UNION is a federal credit union headquartered in STERLING, VA with 2 branch locations and about $22.90 million in total assets. Opened 53 years ago in 1973, STRATEGIC FEDERAL CREDIT UNION has about 942 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STRATEGIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 22110 Pacific Blvd Ste 100 STERLING, VA 20166 |
| Phone: | (571) 250-2019 |
| Fax: | |
| Website: | https://www.strategicfcu.org |
| Branches: | 2 branch locations |
| Members: | 942 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21319 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,903,936 |
| CEO/Manager: | Jerry Macomber |
| Chairperson: | Edwin Gardner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 509,268 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,170,415 |
| Unsecured Loans | 592,643 |
| Other Loans | 2,212,875 |
| TOTAL LOANS | 16,975,933 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -93,777 |
| Land And Building | 0 |
| Other Fixed Assets | 7,209 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 188,041 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,903,936 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 22,622 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,397,825 |
| Regular shares | 9,015,887 |
| All Other Shares & Deposits | 7,179,724 |
| TOTAL SHARES & DEPOSITS | 20,593,436 |
| TOTAL LIABILITIES | 20,616,058 |
| Regular Reserve | 0 |
| Other Reserves | 225,314 |
| Undivided Earnings | 2,062,564 |
| TOTAL EQUITY | 2,287,878 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,903,936 |
| INCOME & EXPENSE | |
| Loan Income | 719,260 |
| Investment Income | 173,949 |
| Other Income | 40,156 |
| Total Employee Compensation & Benefits | 297,045 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 296,113 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,389 |
| Cost of Funds | 202,751 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 104,395 |
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