Sep, 30, 2025 — MIDWAY FEDERAL CREDIT UNION is a federal credit union headquartered in WINCHESTER, VA with 2 branch locations and about $10.13 million in total assets. Opened 65 years ago in 1961, MIDWAY FEDERAL CREDIT UNION has about 806 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDWAY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 158 Front Royal Pike Ste 101 WINCHESTER, VA 22602 |
| Phone: | (540) 686-7637 |
| Fax: | (540) 686-7389 |
| Website: | https://www.midwayfcu.org |
| Branches: | 2 branch locations |
| Members: | 806 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14408 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,133,862 |
| CEO/Manager: | Sabrina Rebrook |
| Chairperson: | Keith Farrell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 194,723 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 756,219 |
| Unsecured Loans | 241,726 |
| Other Loans | 2,489,773 |
| TOTAL LOANS | 3,487,717 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,927 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 93,045 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,133,862 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,200 |
| Notes & Interest Payable | 37,612 |
| Accounts Payable & Other Liabilities | 18,726 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,604,481 |
| All Other Shares & Deposits | 4,951,227 |
| TOTAL SHARES & DEPOSITS | 8,555,708 |
| TOTAL LIABILITIES | 8,613,246 |
| Regular Reserve | 0 |
| Other Reserves | -763,678 |
| Undivided Earnings | 2,284,294 |
| TOTAL EQUITY | 1,520,616 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,133,862 |
| INCOME & EXPENSE | |
| Loan Income | 189,387 |
| Investment Income | 191,810 |
| Other Income | 1,576 |
| Total Employee Compensation & Benefits | 169,147 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 88,575 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,781 |
| Cost of Funds | 140,001 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -21,768 |
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