Sep, 30, 2025 — MEMBERS 1ST FEDERAL CREDIT UNION is a federal credit union headquartered in ENOLA, PA with 59 branch locations and about $8.26 billion in total assets. Opened 76 years ago in 1950, MEMBERS 1ST FEDERAL CREDIT UNION has about 624,987 members and employs 1,281 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS 1ST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5000 Marketplace Way ENOLA, PA 17025 |
| Phone: | (717) 697-1161 |
| Fax: | |
| Website: | https://www.members1st.org |
| Branches: | 59 branch locations |
| Members: | 624,987 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6694 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $8,260,601,445 |
| CEO/Manager: | Michael R Wilson |
| Chairperson: | Ryan Colquhoun |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 279,980,592 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 33,265,816 |
| Real Estate Loans | 3,057,576,106 |
| Unsecured Loans | 591,169,329 |
| Other Loans | 3,259,417,847 |
| TOTAL LOANS | 6,909,067,900 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -80,991,981 |
| Land And Building | 155,401,905 |
| Other Fixed Assets | 25,671,079 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 63,069,096 |
| All Other Assets | 4,249,790 |
| TOTAL ASSETS | 8,260,601,445 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,772 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 83,768,082 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,446,523,562 |
| Regular shares | 1,453,915,673 |
| All Other Shares & Deposits | 4,163,407,760 |
| TOTAL SHARES & DEPOSITS | 7,063,846,995 |
| TOTAL LIABILITIES | 7,147,617,849 |
| Regular Reserve | 0 |
| Other Reserves | -22,687,405 |
| Undivided Earnings | 1,135,671,001 |
| TOTAL EQUITY | 1,112,983,596 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,260,601,445 |
| INCOME & EXPENSE | |
| Loan Income | 328,102,207 |
| Investment Income | 27,631,212 |
| Other Income | 37,724,746 |
| Total Employee Compensation & Benefits | 103,029,666 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 77,084,799 |
| Non-operating Income & (Expense) | 1,222,817 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,000,000 |
| Cost of Funds | 98,226,780 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 138,162,075 |
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