Sep, 30, 2025 — GERMANIA CREDIT UNION is a federally insured state chartered credit union headquartered in BRENHAM, TX with 1 branch location and about $18.19 million in total assets. Opened 41 years ago in 1985, GERMANIA CREDIT UNION has about 2,537 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GERMANIA CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 645 BRENHAM, TX 77834-0645 |
| Phone: | (979) 830-7505 |
| Fax: | (979) 836-1691 |
| Website: | https://www.germaniacreditunion.com |
| Branches: | 1 branch locations |
| Members: | 2,537 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66857 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1985 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,185,365 |
| CEO/Manager: | Wendy J Frazier |
| Chairperson: | John Trostle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,159,700 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,345,455 |
| Unsecured Loans | 163,671 |
| Other Loans | 9,278,834 |
| TOTAL LOANS | 10,787,960 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,225 |
| Land And Building | 0 |
| Other Fixed Assets | 40,764 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 174,188 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,185,365 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 155,083 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,769,835 |
| Regular shares | 8,170,656 |
| All Other Shares & Deposits | 5,703,510 |
| TOTAL SHARES & DEPOSITS | 15,644,002 |
| TOTAL LIABILITIES | 15,799,085 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,386,280 |
| TOTAL EQUITY | 2,386,280 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,185,365 |
| INCOME & EXPENSE | |
| Loan Income | 477,458 |
| Investment Income | 205,638 |
| Other Income | 729 |
| Total Employee Compensation & Benefits | 265,375 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 183,651 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,051 |
| Cost of Funds | 181,924 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 100,014 |
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