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WNC COMMUNITY CREDIT UNION (WNCCCU)

Jun, 30, 2021 — WNC COMMUNITY CREDIT UNION (WNCCCU) is a federally insured state chartered credit union headquartered in Waynesville, NC with 1 branch location and about $97.81 million in total assets. Opened 75 years ago in 1946, WNC COMMUNITY CREDIT UNION (WNCCCU) has about 4,155 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WNC COMMUNITY CREDIT UNION
Address:
(Main Office)
27 Kent Ln
Waynesville, NC 28786-6099
Phone:(828) 456-1840
Fax:(828) 456-1877
Website:http://wncccu.org
Branches:1 branch locations
Members:4,155
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66854
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1946
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$97,808,595
CEO/Manager:William L Roberts
Chairperson:Bobby V Capps

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,782,629
TOTAL INVESTMENTS 25,551,085
Loans Held for Sale 0
 
 Real Estate Loans 35,491,952
 Unsecured Loans 766,223
 Other Loans 4,343,163
 TOTAL LOANS 42,435,877
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -29,344
 Land And Building 1,516,664
 Other Fixed Assets 68,200
 NCUSIF Deposit 741,118
 All Other Assets 3,742,366
  TOTAL ASSETS 97,808,595
LIABILITIES & CAPITAL:  
 Dividends Payable 189
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 218,638
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,931,450
 Regular shares 62,288,669
 All Other Shares & Deposits 14,392,061
  TOTAL SHARES & DEPOSITS 83,612,180
  TOTAL LIABILITIES 83,831,007
 Regular Reserve 2,750,000
 Other Reserves 0
 Undivided Earnings 11,227,588
  TOTAL EQUITY 13,977,588
  TOTAL LIABILITIES, SHARES, & EQUITY 97,808,595
INCOME & EXPENSE  
 Loan Income 952,400
 Investment Income 163,296
 Other Income 95,711
 Total Employee Compensation & Benefits 389,867
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 404,409
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,658
 Cost of Funds 158,398
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 290,577
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