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ECUSTA CREDIT UNION

Jun, 30, 2021 — ECUSTA CREDIT UNION is a federally insured state chartered credit union headquartered in Pisgah Forest, NC with 1 branch location and about $74.81 million in total assets. Opened 45 years ago in 1976, ECUSTA CREDIT UNION has about 6,638 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ECUSTA CREDIT UNION
Address:
(Main Office)
P.O. Box 910
Pisgah Forest, NC 28768
Phone:(828) 884-7283
Fax:(828) 884-2984
Website:http://www.ecustacu.com
Branches:1 branch locations
Members:6,638
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63663
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1976
Last Audited:Apr 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$74,805,095
CEO/Manager:Lisa K Rathburn
Chairperson:Martha M McCrary

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,123,947
TOTAL INVESTMENTS 33,974,556
Loans Held for Sale 0
 
 Real Estate Loans 6,987,571
 Unsecured Loans 8,054,052
 Other Loans 8,918,828
 TOTAL LOANS 23,960,451
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -177,232
 Land And Building 821,739
 Other Fixed Assets 305,871
 NCUSIF Deposit 615,720
 All Other Assets 180,043
  TOTAL ASSETS 74,805,095
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 107,954
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,106,470
 Regular shares 23,534,111
 All Other Shares & Deposits 27,604,151
  TOTAL SHARES & DEPOSITS 67,244,732
  TOTAL LIABILITIES 67,352,686
 Regular Reserve 2,233,350
 Other Reserves 0
 Undivided Earnings 5,219,059
  TOTAL EQUITY 7,452,409
  TOTAL LIABILITIES, SHARES, & EQUITY 74,805,095
INCOME & EXPENSE  
 Loan Income 728,974
 Investment Income 234,739
 Other Income 313,520
 Total Employee Compensation & Benefits 337,530
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 733,602
 Non-operating Income & (Expense) 13,117
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 72,684
 Cost of Funds 57,003
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 134,123
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