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ECUSTA CREDIT UNION

Mar, 31, 2022 — ECUSTA CREDIT UNION is a federally insured state chartered credit union headquartered in BREVARD, NC with 1 branch location and about $80.90 million in total assets. Opened 46 years ago in 1976, ECUSTA CREDIT UNION has about 6,567 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ECUSTA CREDIT UNION
Address:
(Main Office)
2074 Asheville Hwy
BREVARD, NC 28712
Phone:(828) 884-7283
Fax:(828) 884-2984
Website:http://www.ecustacu.com
Branches:1 branch locations
Members:6,567
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63663
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1976
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$80,901,497
CEO/Manager:Lisa K Rathburn
Chairperson:Martha M McCrary

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,983,441
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,873,876
 Unsecured Loans 7,623,182
 Other Loans 8,128,281
 TOTAL LOANS 21,625,339
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -127,788
 Land And Building 835,541
 Other Fixed Assets 245,923
 NCUSIF Deposit 666,705
 All Other Assets 0
  TOTAL ASSETS 80,901,497
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 286,911
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,270,316
 Regular shares 25,624,872
 All Other Shares & Deposits 31,222,592
  TOTAL SHARES & DEPOSITS 73,117,780
  TOTAL LIABILITIES 73,404,691
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 7,496,806
  TOTAL EQUITY 7,496,806
  TOTAL LIABILITIES, SHARES, & EQUITY 80,901,497
INCOME & EXPENSE  
 Loan Income 334,916
 Investment Income 81,498
 Other Income 8,565
 Total Employee Compensation & Benefits 171,442
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 530,657
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 82,181
 Cost of Funds 20,327
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -207,494
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