Sep, 30, 2025 — L. E. O. CREDIT UNION is a federally insured state chartered credit union headquartered in PAINESVILLE, OH with 2 branch locations and about $10.48 million in total assets. Opened 41 years ago in 1985, L. E. O. CREDIT UNION has about 1,543 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | L. E. O. CREDIT UNION |
|---|---|
| Address: (Main Office) | 155 Freedom Rd PAINESVILLE, OH 44077 |
| Phone: | (440) 347-3891 |
| Fax: | (440) 347-3897 |
| Website: | https://www.leocu.org |
| Branches: | 2 branch locations |
| Members: | 1,543 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66329 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1985 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,484,759 |
| CEO/Manager: | Jared R Furnia |
| Chairperson: | Daniel O'Brien |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,062,086 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 902,698 |
| Other Loans | 2,917,952 |
| TOTAL LOANS | 3,820,650 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -79,471 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 75,124 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,484,759 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 21,813 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,225 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 517,811 |
| Regular shares | 4,205,817 |
| All Other Shares & Deposits | 3,250,135 |
| TOTAL SHARES & DEPOSITS | 7,973,763 |
| TOTAL LIABILITIES | 8,006,801 |
| Regular Reserve | 0 |
| Other Reserves | 472,775 |
| Undivided Earnings | 2,005,183 |
| TOTAL EQUITY | 2,477,958 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,484,759 |
| INCOME & EXPENSE | |
| Loan Income | 268,500 |
| Investment Income | 146,033 |
| Other Income | 27,169 |
| Total Employee Compensation & Benefits | 148,530 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 169,329 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -17,205 |
| Cost of Funds | 96,843 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 44,205 |
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