Sep, 30, 2025 — TEXAS GULF CAROLINA EMP CREDIT UNION is a federally insured state chartered credit union headquartered in AURORA, NC with 2 branch locations and about $1.45 million in total assets. Opened 58 years ago in 1968, TEXAS GULF CAROLINA EMP CREDIT UNION has about 400 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TEXAS GULF CAROLINA EMP CREDIT UNION |
|---|---|
| Address: (Main Office) | 1530 NC Highway 306 S AURORA, NC 27806-9245 |
| Phone: | (252) 322-4111 |
| Fax: | (252) 322-8090 |
| Website: | n/a |
| Branches: | 2 branch locations |
| Members: | 400 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66320 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,448,484 |
| CEO/Manager: | Quesha Tatum |
| Chairperson: | Alton Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | -30,323 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 379,859 |
| Other Loans | 568,814 |
| TOTAL LOANS | 948,673 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | 0 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,980 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,448,484 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 22,115 |
| Notes & Interest Payable | 33,071 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 897,465 |
| All Other Shares & Deposits | 14,953 |
| TOTAL SHARES & DEPOSITS | 912,418 |
| TOTAL LIABILITIES | 967,604 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 480,880 |
| TOTAL EQUITY | 480,880 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,448,484 |
| INCOME & EXPENSE | |
| Loan Income | 95,705 |
| Investment Income | 12,601 |
| Other Income | 2 |
| Total Employee Compensation & Benefits | 92,386 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 45,213 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 20,625 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -49,840 |
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