Sep, 30, 2025 — SELF-HELP CREDIT UNION is a federally insured state chartered credit union headquartered in DURHAM, NC with 36 branch locations and about $2.15 billion in total assets. Opened 43 years ago in 1983, SELF-HELP CREDIT UNION has about 100,668 members and employs 318 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SELF-HELP CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 W Main St DURHAM, NC 27701 |
| Phone: | (919) 956-4400 |
| Fax: | (919) 956-4600 |
| Website: | https://www.self-help.org |
| Branches: | 36 branch locations |
| Members: | 100,668 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66258 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1983 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,145,568,023 |
| CEO/Manager: | Martin D Eakes |
| Chairperson: | Deborah McKetty |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 207,863,458 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,728,876,679 |
| Unsecured Loans | 40,333,395 |
| Other Loans | 102,514,182 |
| TOTAL LOANS | 1,873,548,399 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,589,165 |
| Land And Building | 30,489,284 |
| Other Fixed Assets | 22,465,027 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,763,529 |
| All Other Assets | 364,850 |
| TOTAL ASSETS | 2,145,568,023 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 77,855 |
| Notes & Interest Payable | 1,039,859 |
| Accounts Payable & Other Liabilities | 33,330,611 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 301,000,000 |
| Share Drafts | 166,978,126 |
| Regular shares | 173,132,485 |
| All Other Shares & Deposits | 1,248,787,470 |
| TOTAL SHARES & DEPOSITS | 1,588,898,082 |
| TOTAL LIABILITIES | 1,924,862,191 |
| Regular Reserve | 0 |
| Other Reserves | 34,975,325 |
| Undivided Earnings | 185,730,507 |
| TOTAL EQUITY | 220,705,832 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,145,568,023 |
| INCOME & EXPENSE | |
| Loan Income | 78,071,817 |
| Investment Income | 7,196,440 |
| Other Income | 2,659,634 |
| Total Employee Compensation & Benefits | 22,071,275 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 19,778,386 |
| Non-operating Income & (Expense) | 2,640,884 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,157,783 |
| Cost of Funds | 27,825,527 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,685,326 |
| ↑ Back to Top | |