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R T P FEDERAL CREDIT UNION

Dec, 31, 2020 — R T P FEDERAL CREDIT UNION is a federal credit union headquartered in RTP, NC with 4 branch locations and about $133.92 million in total assets. Opened 53 years ago in 1968, R T P FEDERAL CREDIT UNION has about 9,575 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:R T P FEDERAL CREDIT UNION
Address:
(Main Office)
P O Box 12807
RTP, NC 27709
Phone:(919) 941-5700
Fax:(919) 484-8435
Website:http://www.rtpfcu.org
Branches:4 branch locations
Members:9,575
Credit Union Type:Federal Credit Union
Charter Number:18550
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$133,918,831
CEO/Manager:Charles Venable
Chairperson:Walt O'Neal

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,975,835
TOTAL INVESTMENTS 27,236,741
Loans Held for Sale 0
 
 Real Estate Loans 31,177,568
 Unsecured Loans 5,251,979
 Other Loans 41,219,460
 TOTAL LOANS 77,668,748
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -591,501
 Land And Building 5,410,517
 Other Fixed Assets 369,106
 NCUSIF Deposit 1,133,895
 All Other Assets 2,715,490
  TOTAL ASSETS 133,918,831
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,017,250
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 35,078,407
 Regular shares 49,984,318
 All Other Shares & Deposits 36,882,016
  TOTAL SHARES & DEPOSITS 121,944,741
  TOTAL LIABILITIES 122,961,991
 Regular Reserve 1,127,771
 Other Reserves 65,109
 Undivided Earnings 9,763,960
  TOTAL EQUITY 10,956,840
  TOTAL LIABILITIES, SHARES, & EQUITY 133,918,831
INCOME & EXPENSE  
 Loan Income 3,052,999
 Investment Income 337,112
 Other Income 1,183,356
 Total Employee Compensation & Benefits 2,200,996
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,125,966
 Non-operating Income & (Expense) 6,916
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 201,490
 Cost of Funds 150,101
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -98,170
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