Credit Unions Near Me
National Credit Union Service Organization

SELF-HELP CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for SELF-HELP CREDIT UNION as of: December 31, 2023.
Charter Number: 66258

ASSETS$ Amount
CASH:  
 1. Cash on Hand 9,587,340
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 138,186,617
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 0
 7. Held-to-Maturity Debt Securities 10,565,422
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 4,367,018
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 0
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 1,539,304,336
 17. Less: Allowance for Loan & Lease Losses 0
 18: Less: Allowance for Credit Losses on Loans & Leases 47,813,447
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 46,475
 20. Land and Building 25,778,315
 21. Other Fixed Assets 30,945,677
 22. NCUA Share Insurance Capitalization Deposit 8,029,394
 23. Intangible Assets 0
 24. Other Assets 0
25. TOTAL ASSETS 1,758,855,608
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 2,724,525
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 301,000,000
 5. Subordinated Debt included in Net Worth 301,000,000
 6. TOTALS 303,724,525
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 34,902
 9. Accounts Payable and Other Liabilities 38,332,043
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 143,818,717
 12. Regular Shares 168,565,252
 13. Money Market Shares 632,916,458
 14. Share Certificates 213,013,318
 15. IRA/KEOGH Accounts 61,615,188
 16. All Other Shares 0
 17. TOTAL SHARES 1,219,928,934
 18. Nonmember Deposits 15,529,146
 19. TOTAL SHARES AND DEPOSITS 1,235,458,080
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 140,881,495
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 26,622,094
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 217,972,627
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 35,620
EQUITY:  
 33. Undivided Earnings 146,794,689
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 20,023,443
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 14,487,926
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 0
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 1,758,855,608
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 78,387,884
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 9,277,179
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 87,665,063
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 25,357,438
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 15,584
 9. TOTAL INTEREST EXPENSE 25,373,022
 10. Provision for Loan & Lease Losses 0
 11. Total Credit Loss Expense -1,012,430
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 0
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 2,624,481
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives -191,508
 18. Gain (Loss) on Disposition of Fixed Assets -61,851
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 5,181,927
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 24,432,469
 23. Travel and Conference Expense 441,536
 24. Office Occupancy Expense 4,786,320
 25. Office Operations Expense 5,251,050
 26. Educational and Promotional Expenses 352,509
 27. Loan Servicing Expense 5,204,620
 28. Professional and Outside Services 801,783
 29. Total Member Insurance 301,935
 30. Operating Fees (Examination and/or supervision fees) 311,014
 31. Miscellaneous Operating Expenses 1,259,900
 32. TOTAL NON-INTEREST EXPENSE 43,143,136
33. NET INCOME (LOSS) 25,343,262
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans9.904,533$6,510,846
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans3.997,783$10,986,496
 5. New Vehicle Loans2.50234$4,271,071
 6. Used Vehicle Loans4.751,234$13,889,511
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit4.303,287$7,376,566
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property3.887,967$1,264,118,024
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property5.99570$10,529,575
 11. All Other Real Estate Loans/Lines of Credit8.5016$2,031,310
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured8.0097$184,984,278
 13. Commercial Loans/Lines of Credit Not Real Estate Secured4.3515$34,606,659
 14. TOTAL LOANS & LEASES25,736$1,539,304,336
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date3,464$100,724,855
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff3$48,857
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration16$662,774$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)16$662,774-
  b. Other Government Guaranteed14$236,564$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed28$90,393,071$30,159,559