Sep, 30, 2025 — QUESTA CREDIT UNION is a federally insured state chartered credit union headquartered in QUESTA, NM with 3 branch locations and about $30.43 million in total assets. Opened 67 years ago in 1959, QUESTA CREDIT UNION has about 2,084 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | QUESTA CREDIT UNION |
|---|---|
| Address: (Main Office) | 2433 NM-522 QUESTA, NM 87556 |
| Phone: | (575) 586-0423 |
| Fax: | (575) 586-9201 |
| Website: | https://www.questacreditunion.org |
| Branches: | 3 branch locations |
| Members: | 2,084 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66252 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $30,427,360 |
| CEO/Manager: | Katherine Flory |
| Chairperson: | Malaquias Rael |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,322,832 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,514,989 |
| Unsecured Loans | 824,736 |
| Other Loans | 10,733,528 |
| TOTAL LOANS | 17,073,254 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -484,679 |
| Land And Building | 609,198 |
| Other Fixed Assets | 38,765 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 182,164 |
| All Other Assets | 0 |
| TOTAL ASSETS | 30,427,360 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,204 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,927,023 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,187,745 |
| Regular shares | 10,112,030 |
| All Other Shares & Deposits | 7,750,735 |
| TOTAL SHARES & DEPOSITS | 22,050,510 |
| TOTAL LIABILITIES | 23,981,737 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,445,623 |
| TOTAL EQUITY | 6,445,623 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 30,427,360 |
| INCOME & EXPENSE | |
| Loan Income | 1,098,879 |
| Investment Income | 299,283 |
| Other Income | 199,468 |
| Total Employee Compensation & Benefits | 373,209 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 566,867 |
| Non-operating Income & (Expense) | 112,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 75,000 |
| Cost of Funds | 221,760 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 492,677 |
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