Dec, 31, 2023 — ZIA CREDIT UNION is a federally insured state chartered credit union headquartered in LOS ALAMOS, NM with 3 branch locations and about $222.41 million in total assets. Opened 69 years ago in 1955, ZIA CREDIT UNION has about 12,510 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ZIA CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 Central Ave LOS ALAMOS, NM 87544 |
| Phone: | (505) 662-4671 |
| Fax: | |
| Website: | https://www.ziacu.org |
| Branches: | 3 branch locations |
| Members: | 12,510 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60467 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $222,413,813 |
| CEO/Manager: | Dwayne B Herrera |
| Chairperson: | Juan Carlos Garcia |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,246,193 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 49,368,789 |
| Unsecured Loans | 15,342,550 |
| Other Loans | 94,432,827 |
| TOTAL LOANS | 162,158,145 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,367,283 |
| Land And Building | 5,031,693 |
| Other Fixed Assets | 725,941 |
| NCUSIF Deposit | 1,976,985 |
| All Other Assets | 294,774 |
| TOTAL ASSETS | 222,413,813 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 599,329 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 38,795,284 |
| Regular shares | 102,537,917 |
| All Other Shares & Deposits | 66,107,119 |
| TOTAL SHARES & DEPOSITS | 207,440,320 |
| TOTAL LIABILITIES | 208,039,649 |
| Regular Reserve | 0 |
| Other Reserves | 335,201 |
| Undivided Earnings | 14,038,963 |
| TOTAL EQUITY | 14,374,164 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 222,413,813 |
| INCOME & EXPENSE | |
| Loan Income | 9,101,187 |
| Investment Income | 687,672 |
| Other Income | 2,376,415 |
| Total Employee Compensation & Benefits | 5,035,597 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,972,640 |
| Non-operating Income & (Expense) | 274,628 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,222,342 |
| Cost of Funds | 1,968,478 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 263,216 |
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