Sep, 30, 2025 — CUBA CREDIT UNION is a federally insured state chartered credit union headquartered in CUBA, NM with 1 branch location and about $23.40 million in total assets. Opened 54 years ago in 1972, CUBA CREDIT UNION has about 1,439 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CUBA CREDIT UNION |
|---|---|
| Address: (Main Office) | 6347 main st CUBA, NM 87013-1660 |
| Phone: | (575) 289-3763 |
| Fax: | (575) 289-3023 |
| Website: | https://www.cubacreditunion.org |
| Branches: | 1 branch locations |
| Members: | 1,439 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66097 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,399,846 |
| CEO/Manager: | Rhonda M Jacquez |
| Chairperson: | Martin Herrera |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,247,240 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,999,986 |
| Unsecured Loans | 427,904 |
| Other Loans | 3,305,935 |
| TOTAL LOANS | 6,733,825 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -54,713 |
| Land And Building | 211,996 |
| Other Fixed Assets | 28,608 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 170,873 |
| All Other Assets | 8,763 |
| TOTAL ASSETS | 23,399,846 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 36,363 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,459,546 |
| Regular shares | 8,649,577 |
| All Other Shares & Deposits | 7,106,250 |
| TOTAL SHARES & DEPOSITS | 19,215,372 |
| TOTAL LIABILITIES | 19,251,735 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,148,111 |
| TOTAL EQUITY | 4,148,111 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,399,846 |
| INCOME & EXPENSE | |
| Loan Income | 354,344 |
| Investment Income | 466,249 |
| Other Income | 52,601 |
| Total Employee Compensation & Benefits | 262,332 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 272,858 |
| Non-operating Income & (Expense) | -3,429 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,000 |
| Cost of Funds | 157,531 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 292,256 |
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