Sep, 30, 2025 — NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION is a federally insured state chartered credit union headquartered in TRENTON, NJ with 3 branch locations and about $63.63 million in total assets. Opened 71 years ago in 1955, NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION has about 7,463 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION |
|---|---|
| Address: (Main Office) | 225 E State St TRENTON, NJ 08608-1800 |
| Phone: | (609) 393-0046 |
| Fax: | (609) 393-0241 |
| Website: | https://www.njlpscu.org |
| Branches: | 3 branch locations |
| Members: | 7,463 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66130 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $63,626,755 |
| CEO/Manager: | Darryl Belinski |
| Chairperson: | Rosanne Fairbanks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,743,398 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,002,113 |
| Unsecured Loans | 6,145,480 |
| Other Loans | 14,903,524 |
| TOTAL LOANS | 40,051,118 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -318,953 |
| Land And Building | 0 |
| Other Fixed Assets | 124,601 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 475,719 |
| All Other Assets | 0 |
| TOTAL ASSETS | 63,626,755 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 92 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 136,613 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,808,529 |
| Regular shares | 34,360,059 |
| All Other Shares & Deposits | 11,277,629 |
| TOTAL SHARES & DEPOSITS | 51,446,217 |
| TOTAL LIABILITIES | 51,582,922 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,043,833 |
| TOTAL EQUITY | 12,043,833 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 63,626,755 |
| INCOME & EXPENSE | |
| Loan Income | 1,941,193 |
| Investment Income | 636,198 |
| Other Income | 264,412 |
| Total Employee Compensation & Benefits | 699,345 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 779,093 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,632 |
| Cost of Funds | 390,759 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 935,974 |
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