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FIRST POINT FEDERAL CREDIT UNION

Jun, 30, 2021 — FIRST POINT FEDERAL CREDIT UNION is a federal credit union headquartered in HAMILTON, NJ with 2 branch locations and about $31.38 million in total assets. Opened 66 years ago in 1955, FIRST POINT FEDERAL CREDIT UNION has about 1,737 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST POINT FEDERAL CREDIT UNION
Address:
(Main Office)
2430 HAMILTON AVE, SUITE 2
HAMILTON, NJ 08619
Phone:(609) 838-2847
Fax:(609) 838-2850
Website:http://firstpointfcu.com
Branches:2 branch locations
Members:1,737
Credit Union Type:Federal Credit Union
Charter Number:10319
Membership Type:Multiple common bond - Primarily chemical
Corporate Credit Union:No
Year Opened:1955
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$31,384,166
CEO/Manager:JUDY GERNHART
Chairperson:ROBERT DELANEY

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 507,890
TOTAL INVESTMENTS 23,871,415
Loans Held for Sale 0
 
 Real Estate Loans 4,701,401
 Unsecured Loans 950,167
 Other Loans 951,119
 TOTAL LOANS 6,602,687
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -158,866
 Land And Building 172,195
 Other Fixed Assets 15,250
 NCUSIF Deposit 270,961
 All Other Assets 102,634
  TOTAL ASSETS 31,384,166
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 127,601
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,288,815
 Regular shares 16,393,007
 All Other Shares & Deposits 7,725,551
  TOTAL SHARES & DEPOSITS 28,407,373
  TOTAL LIABILITIES 28,534,974
 Regular Reserve 404,132
 Other Reserves 154,630
 Undivided Earnings 2,290,430
  TOTAL EQUITY 2,849,192
  TOTAL LIABILITIES, SHARES, & EQUITY 31,384,166
INCOME & EXPENSE  
 Loan Income 170,167
 Investment Income 146,188
 Other Income 5,920
 Total Employee Compensation & Benefits 131,295
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 144,520
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 51,739
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 61,293
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