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FIRST POINT FEDERAL CREDIT UNION

Mar, 31, 2022 — FIRST POINT FEDERAL CREDIT UNION is a federal credit union headquartered in HAMILTON, NJ with 2 branch locations and about $30.27 million in total assets. Opened 67 years ago in 1955, FIRST POINT FEDERAL CREDIT UNION has about 2,005 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST POINT FEDERAL CREDIT UNION
Address:
(Main Office)
2430 HAMILTON AVE STE 2
HAMILTON, NJ 08619
Phone:(609) 838-2847
Fax:(609) 838-2850
Website:http://firstpointfcu.com
Branches:2 branch locations
Members:2,005
Credit Union Type:Federal Credit Union
Charter Number:10319
Membership Type:Multiple common bond - Primarily chemical
Corporate Credit Union:No
Year Opened:1955
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$30,269,471
CEO/Manager:JUDY GERNHART
Chairperson:ROBERT DELANEY

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 869,645
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,767,004
 Unsecured Loans 879,808
 Other Loans 664,419
 TOTAL LOANS 6,311,231
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -147,718
 Land And Building 167,665
 Other Fixed Assets 11,219
 NCUSIF Deposit 270,961
 All Other Assets 0
  TOTAL ASSETS 30,269,471
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 156,559
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,121,416
 Regular shares 16,817,356
 All Other Shares & Deposits 7,522,548
  TOTAL SHARES & DEPOSITS 28,461,320
  TOTAL LIABILITIES 28,617,879
 Regular Reserve 0
 Other Reserves -1,240,754
 Undivided Earnings 2,892,346
  TOTAL EQUITY 1,651,592
  TOTAL LIABILITIES, SHARES, & EQUITY 30,269,471
INCOME & EXPENSE  
 Loan Income 73,473
 Investment Income 77,561
 Other Income 2,299
 Total Employee Compensation & Benefits 66,121
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 70,058
 Non-operating Income & (Expense) 1,243
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 16,481
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 53,203
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