Sep, 30, 2025 — COMMUNITY CHOICE CREDIT UNION is a federally insured state chartered credit union headquartered in COMMERCE CITY, CO with 2 branch locations and about $95.85 million in total assets. Opened 74 years ago in 1952, COMMUNITY CHOICE CREDIT UNION has about 6,384 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY CHOICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 6921 E 72nd Ave COMMERCE CITY, CO 80022-2105 |
| Phone: | (303) 287-8025 |
| Fax: | (303) 287-5803 |
| Website: | https://www.yourbetterbankingchoice.com/ |
| Branches: | 2 branch locations |
| Members: | 6,384 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66012 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $95,847,850 |
| CEO/Manager: | Rainy L Thoen |
| Chairperson: | Debra Larsen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,265,750 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,464,922 |
| Unsecured Loans | 1,413,099 |
| Other Loans | 14,921,346 |
| TOTAL LOANS | 42,799,367 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,494,816 |
| Land And Building | 1,149,010 |
| Other Fixed Assets | 144,318 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 712,448 |
| All Other Assets | 0 |
| TOTAL ASSETS | 95,847,850 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,297,446 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,685,220 |
| Regular shares | 20,786,614 |
| All Other Shares & Deposits | 41,583,863 |
| TOTAL SHARES & DEPOSITS | 77,055,697 |
| TOTAL LIABILITIES | 80,353,143 |
| Regular Reserve | 0 |
| Other Reserves | 6,580,737 |
| Undivided Earnings | 8,913,970 |
| TOTAL EQUITY | 15,494,707 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 95,847,850 |
| INCOME & EXPENSE | |
| Loan Income | 2,135,826 |
| Investment Income | 1,248,406 |
| Other Income | 286,751 |
| Total Employee Compensation & Benefits | 1,788,202 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,190,019 |
| Non-operating Income & (Expense) | 5,417 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,134 |
| Cost of Funds | 806,980 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 233,413 |
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