Sep, 30, 2025 — I.B.E.W. LOCAL #146 CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, IL with 1 branch location and about $5.06 million in total assets. Opened 68 years ago in 1958, I.B.E.W. LOCAL #146 CREDIT UNION has about 653 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | I.B.E.W. LOCAL #146 CREDIT UNION |
|---|---|
| Address: (Main Office) | 3390 N Woodford St DECATUR, IL 62526 |
| Phone: | (217) 877-6521 |
| Fax: | (217) 877-5037 |
| Website: | https://www.ibew146cu.com |
| Branches: | 1 branch locations |
| Members: | 653 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65840 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,064,281 |
| CEO/Manager: | Kristina J Rosenbery |
| Chairperson: | Curtis E Young |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 494,770 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 230,421 |
| Other Loans | 1,782,834 |
| TOTAL LOANS | 2,013,255 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,344 |
| Land And Building | 0 |
| Other Fixed Assets | 240 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 43,892 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,064,281 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,929 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,426,575 |
| All Other Shares & Deposits | 16,470 |
| TOTAL SHARES & DEPOSITS | 4,443,046 |
| TOTAL LIABILITIES | 4,449,975 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 614,306 |
| TOTAL EQUITY | 614,306 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,064,281 |
| INCOME & EXPENSE | |
| Loan Income | 95,538 |
| Investment Income | 76,095 |
| Other Income | 3,163 |
| Total Employee Compensation & Benefits | 50,705 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 75,134 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 3,131 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 47,524 |
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