Sep, 30, 2025 — KEYPOINT CREDIT UNION is a federally insured state chartered credit union headquartered in SAN JOSE, CA with 7 branch locations and about $1.65 billion in total assets. Opened 47 years ago in 1979, KEYPOINT CREDIT UNION has about 54,791 members and employs 184 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KEYPOINT CREDIT UNION |
|---|---|
| Address: (Main Office) | 2150 Trade Zone Blvd SAN JOSE, CA 95131-1730 |
| Phone: | (408) 731-4100 |
| Fax: | (408) 727-1959 |
| Website: | https://www.kpcu.com |
| Branches: | 7 branch locations |
| Members: | 54,791 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65299 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,649,756,934 |
| CEO/Manager: | T. Bradford Canfield |
| Chairperson: | Keith Stattenfield |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 93,637,634 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 967,020,426 |
| Unsecured Loans | 154,643,202 |
| Other Loans | 147,138,994 |
| TOTAL LOANS | 1,268,909,888 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,072,702 |
| Land And Building | 17,401,403 |
| Other Fixed Assets | 3,370,700 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,046,711 |
| All Other Assets | 205,256 |
| TOTAL ASSETS | 1,649,756,934 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,686 |
| Notes & Interest Payable | 130,000,000 |
| Accounts Payable & Other Liabilities | 29,464,664 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 479,082,488 |
| Regular shares | 240,844,100 |
| All Other Shares & Deposits | 645,902,108 |
| TOTAL SHARES & DEPOSITS | 1,365,828,696 |
| TOTAL LIABILITIES | 1,526,053,648 |
| Regular Reserve | 0 |
| Other Reserves | -23,429,267 |
| Undivided Earnings | 147,132,553 |
| TOTAL EQUITY | 123,703,286 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,649,756,934 |
| INCOME & EXPENSE | |
| Loan Income | 44,971,929 |
| Investment Income | 6,880,042 |
| Other Income | 3,157,922 |
| Total Employee Compensation & Benefits | 20,948,247 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,261,235 |
| Non-operating Income & (Expense) | 2,307,681 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,357,944 |
| Cost of Funds | 18,750,607 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,877,160 |
| ↑ Back to Top | |