Sep, 30, 2025 — METROPOLITAN SERVICES CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT PAUL, MN with 2 branch locations and about $11.88 million in total assets. Opened 87 years ago in 1939, METROPOLITAN SERVICES CREDIT UNION has about 905 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METROPOLITAN SERVICES CREDIT UNION |
|---|---|
| Address: (Main Office) | 475 Etna St Ste 10 SAINT PAUL, MN 55106-5845 |
| Phone: | (651) 602-8105 |
| Fax: | (651) 602-8844 |
| Website: | https://www.mymscu.org |
| Branches: | 2 branch locations |
| Members: | 905 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64999 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,883,424 |
| CEO/Manager: | CRYSTAL R Rylicki |
| Chairperson: | Wayne R Andersen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 633,220 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,077,457 |
| Unsecured Loans | 703,151 |
| Other Loans | 4,162,990 |
| TOTAL LOANS | 6,943,598 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,733 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 109,016 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,883,424 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 26,701 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 31,498 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,576,313 |
| Regular shares | 6,177,275 |
| All Other Shares & Deposits | 2,282,864 |
| TOTAL SHARES & DEPOSITS | 11,036,453 |
| TOTAL LIABILITIES | 11,094,652 |
| Regular Reserve | 0 |
| Other Reserves | -239,192 |
| Undivided Earnings | 1,027,964 |
| TOTAL EQUITY | 788,772 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,883,424 |
| INCOME & EXPENSE | |
| Loan Income | 319,545 |
| Investment Income | 90,364 |
| Other Income | 37,095 |
| Total Employee Compensation & Benefits | 171,515 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 184,655 |
| Non-operating Income & (Expense) | 47,203 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,018 |
| Cost of Funds | 58,685 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 76,334 |
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