Sep, 30, 2025 — ST. PAUL FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT PAUL, MN with 3 branch locations and about $258.71 million in total assets. Opened 73 years ago in 1953, ST. PAUL FEDERAL CREDIT UNION has about 14,969 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. PAUL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1330 Conway St Ste 200 SAINT PAUL, MN 55106 |
| Phone: | (651) 772-8744 |
| Fax: | (651) 772-8787 |
| Website: | https://www.stpaulfcu.org |
| Branches: | 3 branch locations |
| Members: | 14,969 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24358 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $258,706,642 |
| CEO/Manager: | Christopher M Petersen |
| Chairperson: | Donald A Sinna |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 32,367,381 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 59,744,852 |
| Unsecured Loans | 18,858,933 |
| Other Loans | 108,191,798 |
| TOTAL LOANS | 186,795,583 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,468,328 |
| Land And Building | 0 |
| Other Fixed Assets | 255,323 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,783,238 |
| All Other Assets | 31,116 |
| TOTAL ASSETS | 258,706,642 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,234,506 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 71,266,909 |
| Regular shares | 55,832,155 |
| All Other Shares & Deposits | 99,777,948 |
| TOTAL SHARES & DEPOSITS | 226,877,014 |
| TOTAL LIABILITIES | 228,111,520 |
| Regular Reserve | 0 |
| Other Reserves | -955,534 |
| Undivided Earnings | 31,550,656 |
| TOTAL EQUITY | 30,595,122 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 258,706,642 |
| INCOME & EXPENSE | |
| Loan Income | 7,503,196 |
| Investment Income | 1,263,177 |
| Other Income | 457,001 |
| Total Employee Compensation & Benefits | 2,219,711 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,699,594 |
| Non-operating Income & (Expense) | 74,746 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,505 |
| Cost of Funds | 2,981,425 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,633,946 |
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