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NORTHERN STATES POWER - ST. PAUL CREDIT UNION

Jun, 30, 2023 — NORTHERN STATES POWER - ST. PAUL CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT PAUL, MN with 1 branch location and about $45.76 million in total assets. Opened 91 years ago in 1933, NORTHERN STATES POWER - ST. PAUL CREDIT UNION has about 2,947 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHERN STATES POWER - ST. PAUL CREDIT UNION
Address:
(Main Office)
825 Rice St
SAINT PAUL, MN 55117-5459
Phone:(651) 228-7668
Fax:(651) 229-5544
Website:https://www.mynspcu.org
Branches:1 branch locations
Members:2,947
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62733
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1933
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$45,761,814
CEO/Manager:Charlie Yenni
Chairperson:Brandon Cramer

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 899,650
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,151,740
 Unsecured Loans 2,445,563
 Other Loans 16,622,263
 TOTAL LOANS 23,219,566
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -110,218
 Land And Building 0
 Other Fixed Assets 746,178
 NCUSIF Deposit 380,414
 All Other Assets 16,106
  TOTAL ASSETS 45,761,814
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 850,057
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,516,761
 Regular shares 22,991,575
 All Other Shares & Deposits 9,118,910
  TOTAL SHARES & DEPOSITS 37,627,246
  TOTAL LIABILITIES 38,477,303
 Regular Reserve 0
 Other Reserves -716,370
 Undivided Earnings 8,000,881
  TOTAL EQUITY 7,284,511
  TOTAL LIABILITIES, SHARES, & EQUITY 45,761,814
INCOME & EXPENSE  
 Loan Income 878,589
 Investment Income 172,797
 Other Income 171,613
 Total Employee Compensation & Benefits 414,511
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 735,779
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,917
 Cost of Funds 83,276
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 311,729
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