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NORTHERN STATES POWER - ST. PAUL CREDIT UNION

Mar, 31, 2021 — NORTHERN STATES POWER - ST. PAUL CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT PAUL, MN with 1 branch location and about $46.67 million in total assets. Opened 88 years ago in 1933, NORTHERN STATES POWER - ST. PAUL CREDIT UNION has about 3,035 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHERN STATES POWER - ST. PAUL CREDIT UNION
Address:
(Main Office)
825 RICE STREET
SAINT PAUL, MN 55117
Phone:(651) 229-2221
Fax:(651) 229-5544
Website:http://www.mynspcu.org
Branches:1 branch locations
Members:3,035
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62733
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1933
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$46,671,330
CEO/Manager:Charlie Yenni
Chairperson:Brandon Cramer

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,482,439
TOTAL INVESTMENTS 18,885,831
Loans Held for Sale 0
 
 Real Estate Loans 3,463,671
 Unsecured Loans 2,316,265
 Other Loans 15,703,151
 TOTAL LOANS 21,483,087
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -151,037
 Land And Building 0
 Other Fixed Assets 39,118
 NCUSIF Deposit 355,648
 All Other Assets 4,576,244
  TOTAL ASSETS 46,671,330
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 324,019
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,035,661
 Regular shares 24,375,644
 All Other Shares & Deposits 9,416,323
  TOTAL SHARES & DEPOSITS 38,827,628
  TOTAL LIABILITIES 39,151,647
 Regular Reserve 2,442,118
 Other Reserves 85,639
 Undivided Earnings 4,991,926
  TOTAL EQUITY 7,519,683
  TOTAL LIABILITIES, SHARES, & EQUITY 46,671,330
INCOME & EXPENSE  
 Loan Income 283,738
 Investment Income 56,120
 Other Income 46,763
 Total Employee Compensation & Benefits 150,955
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 218,026
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -68,359
 Cost of Funds 35,289
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 203,369
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