Dec, 31, 2023 — NORTHERN STATES POWER - ST. PAUL CREDIT UNION is a federally insured state chartered credit union headquartered in MAPLEWOOD, MN with 1 branch location and about $42.67 million in total assets. Opened 91 years ago in 1933, NORTHERN STATES POWER - ST. PAUL CREDIT UNION has about 2,890 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | NORTHERN STATES POWER - ST. PAUL CREDIT UNION |
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Address: (Main Office) | 2303 White Bear Ave N MAPLEWOOD, MN 55109 |
Phone: | (651) 228-7668 |
Fax: | (651) 228-7676 |
Website: | https://www.mynspcu.org |
Branches: | 1 branch locations |
Members: | 2,890 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62733 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1933 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $42,668,678 |
CEO/Manager: | Charlie Yenni |
Chairperson: | Brandon Cramer |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,243,040 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,206,522 |
Unsecured Loans | 2,568,244 |
Other Loans | 16,418,075 |
TOTAL LOANS | 23,192,841 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -98,190 |
Land And Building | 0 |
Other Fixed Assets | 1,360,455 |
NCUSIF Deposit | 362,700 |
All Other Assets | 0 |
TOTAL ASSETS | 42,668,678 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 2,390 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 910,439 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,375,933 |
Regular shares | 18,999,078 |
All Other Shares & Deposits | 10,059,334 |
TOTAL SHARES & DEPOSITS | 34,434,345 |
TOTAL LIABILITIES | 35,347,174 |
Regular Reserve | 0 |
Other Reserves | -487,266 |
Undivided Earnings | 7,808,770 |
TOTAL EQUITY | 7,321,504 |
TOTAL LIABILITIES, SHARES, & EQUITY | 42,668,678 |
INCOME & EXPENSE | |
Loan Income | 1,374,148 |
Investment Income | 200,400 |
Other Income | 233,134 |
Total Employee Compensation & Benefits | 657,482 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,206,237 |
Non-operating Income & (Expense) | 9,351 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 39,559 |
Cost of Funds | 255,844 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -116,630 |
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