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NORTHERN STATES POWER - ST. PAUL CREDIT UNION

Mar, 31, 2022 — NORTHERN STATES POWER - ST. PAUL CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT PAUL, MN with 1 branch location and about $45.75 million in total assets. Opened 89 years ago in 1933, NORTHERN STATES POWER - ST. PAUL CREDIT UNION has about 2,967 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHERN STATES POWER - ST. PAUL CREDIT UNION
Address:
(Main Office)
825 Rice St
SAINT PAUL, MN 55117-5459
Phone:(651) 228-7668
Fax:(651) 229-5544
Website:http://www.mynspcu.org
Branches:1 branch locations
Members:2,967
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62733
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1933
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$45,751,618
CEO/Manager:Charlie Yenni
Chairperson:Brandon Cramer

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 843,432
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,401,061
 Unsecured Loans 2,339,816
 Other Loans 16,507,402
 TOTAL LOANS 22,248,279
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -82,839
 Land And Building 0
 Other Fixed Assets 65,167
 NCUSIF Deposit 370,640
 All Other Assets 16,106
  TOTAL ASSETS 45,751,618
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 295,466
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,762,581
 Regular shares 22,762,441
 All Other Shares & Deposits 9,419,144
  TOTAL SHARES & DEPOSITS 37,944,166
  TOTAL LIABILITIES 38,239,632
 Regular Reserve 0
 Other Reserves -392,245
 Undivided Earnings 7,904,231
  TOTAL EQUITY 7,511,986
  TOTAL LIABILITIES, SHARES, & EQUITY 45,751,618
INCOME & EXPENSE  
 Loan Income 283,129
 Investment Income 61,969
 Other Income 53,766
 Total Employee Compensation & Benefits 141,411
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 235,968
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -26,594
 Cost of Funds 29,009
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 142,716
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