Sep, 30, 2025 — DEL NORTE CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA FE, NM with 8 branch locations and about $1.39 billion in total assets. Opened 72 years ago in 1954, DEL NORTE CREDIT UNION has about 67,054 members and employs 215 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DEL NORTE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3286 Cerrillos Rd SANTA FE, NM 87507 |
| Phone: | (505) 455-5228 |
| Fax: | |
| Website: | https://www.dncu.com |
| Branches: | 8 branch locations |
| Members: | 67,054 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64759 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,393,245,039 |
| CEO/Manager: | John Molenda |
| Chairperson: | Clyde Leyba |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 299,696,747 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 371,724,000 |
| Unsecured Loans | 66,456,034 |
| Other Loans | 531,155,173 |
| TOTAL LOANS | 969,335,207 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,641,402 |
| Land And Building | 25,060,012 |
| Other Fixed Assets | 3,518,285 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,067,753 |
| All Other Assets | 1,108,256 |
| TOTAL ASSETS | 1,393,245,039 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,007,305 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 233,288,991 |
| Regular shares | 501,896,428 |
| All Other Shares & Deposits | 515,897,960 |
| TOTAL SHARES & DEPOSITS | 1,251,083,379 |
| TOTAL LIABILITIES | 1,262,090,684 |
| Regular Reserve | 0 |
| Other Reserves | -341,059 |
| Undivided Earnings | 131,495,414 |
| TOTAL EQUITY | 131,154,355 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,393,245,039 |
| INCOME & EXPENSE | |
| Loan Income | 45,445,544 |
| Investment Income | 10,434,860 |
| Other Income | 3,684,211 |
| Total Employee Compensation & Benefits | 16,834,903 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,391,707 |
| Non-operating Income & (Expense) | 457,174 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,728,883 |
| Cost of Funds | 16,115,980 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,279,759 |
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