Sep, 30, 2025 — COMMUNITY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in HANNIBAL, MO with 1 branch location and about $8.86 million in total assets. Opened 74 years ago in 1952, COMMUNITY FIRST CREDIT UNION has about 1,182 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 6460 Interstate Ct HANNIBAL, MO 63401 |
| Phone: | (573) 248-2569 |
| Fax: | (573) 248-2455 |
| Website: | https://www.mycommunityfirstcu.com |
| Branches: | 1 branch locations |
| Members: | 1,182 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64746 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,863,360 |
| CEO/Manager: | NATHAN HATHAWAY |
| Chairperson: | Michael E Baxter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,037,578 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,027,854 |
| Unsecured Loans | 863,795 |
| Other Loans | 4,243,372 |
| TOTAL LOANS | 6,135,021 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -88,000 |
| Land And Building | 0 |
| Other Fixed Assets | 6,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 77,358 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,863,360 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,817 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,524 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 519,231 |
| Regular shares | 6,006,104 |
| All Other Shares & Deposits | 1,391,555 |
| TOTAL SHARES & DEPOSITS | 7,916,890 |
| TOTAL LIABILITIES | 7,936,231 |
| Regular Reserve | 0 |
| Other Reserves | 184,320 |
| Undivided Earnings | 742,809 |
| TOTAL EQUITY | 927,129 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,863,360 |
| INCOME & EXPENSE | |
| Loan Income | 331,710 |
| Investment Income | 39,256 |
| Other Income | 29,436 |
| Total Employee Compensation & Benefits | 108,316 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 130,599 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 59,908 |
| Cost of Funds | 67,651 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 33,928 |
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