Jun, 30, 2024 — 1ST FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in WENTZVILLE, MO with 4 branch locations and about $325.33 million in total assets. Opened 57 years ago in 1968, 1ST FINANCIAL FEDERAL CREDIT UNION has about 38,075 members and employs 123 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 1ST FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1232 Wentzville Pkwy WENTZVILLE, MO 63385-3868 |
| Phone: | (636) 916-8300 |
| Fax: | |
| Website: | https://www.alltrucu.org |
| Branches: | 4 branch locations |
| Members: | 38,075 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24774 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $325,327,317 |
| CEO/Manager: | Michelle Rosner |
| Chairperson: | Gina Hakenewerth |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,677,167 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,855,826 |
| Unsecured Loans | 8,140,704 |
| Other Loans | 201,075,357 |
| TOTAL LOANS | 252,071,887 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,671,970 |
| Land And Building | 10,533,761 |
| Other Fixed Assets | 1,525,649 |
| NCUSIF Deposit | 2,763,214 |
| All Other Assets | 115,916 |
| TOTAL ASSETS | 325,327,317 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 621,832 |
| Accounts Payable & Other Liabilities | 6,551,113 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 98,881,933 |
| Regular shares | 164,178,248 |
| All Other Shares & Deposits | 32,977,748 |
| TOTAL SHARES & DEPOSITS | 296,037,929 |
| TOTAL LIABILITIES | 303,210,874 |
| Regular Reserve | 0 |
| Other Reserves | 19,192,635 |
| Undivided Earnings | 2,923,808 |
| TOTAL EQUITY | 22,116,443 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 325,327,317 |
| INCOME & EXPENSE | |
| Loan Income | 10,049,731 |
| Investment Income | 819,154 |
| Other Income | 2,553,604 |
| Total Employee Compensation & Benefits | 6,392,994 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,136,274 |
| Non-operating Income & (Expense) | 765,064 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,196,267 |
| Cost of Funds | 383,517 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,519,523 |
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