Sep, 30, 2025 — ALTA VISTA CREDIT UNION is a federally insured state chartered credit union headquartered in REDLANDS, CA with 2 branch locations and about $212.45 million in total assets. Opened 83 years ago in 1943, ALTA VISTA CREDIT UNION has about 11,968 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALTA VISTA CREDIT UNION |
|---|---|
| Address: (Main Office) | 1425 W LUGONIA AVE REDLANDS, CA 92374 |
| Phone: | (909) 809-3838 |
| Fax: | (909) 809-3716 |
| Website: | https://www.altavistacu.org |
| Branches: | 2 branch locations |
| Members: | 11,968 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64531 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1943 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $212,450,769 |
| CEO/Manager: | DAVID JUSTICE |
| Chairperson: | STEPHANIE L ORNELAS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,226,798 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 101,668,391 |
| Unsecured Loans | 8,581,109 |
| Other Loans | 27,496,722 |
| TOTAL LOANS | 137,746,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -678,895 |
| Land And Building | 9,759,750 |
| Other Fixed Assets | 456,509 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,648,023 |
| All Other Assets | 14,000 |
| TOTAL ASSETS | 212,450,769 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,939,353 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 42,650,048 |
| Regular shares | 77,101,249 |
| All Other Shares & Deposits | 72,536,938 |
| TOTAL SHARES & DEPOSITS | 192,288,235 |
| TOTAL LIABILITIES | 194,227,588 |
| Regular Reserve | 0 |
| Other Reserves | 55 |
| Undivided Earnings | 18,223,126 |
| TOTAL EQUITY | 18,223,181 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 212,450,769 |
| INCOME & EXPENSE | |
| Loan Income | 6,343,668 |
| Investment Income | 935,093 |
| Other Income | 942,871 |
| Total Employee Compensation & Benefits | 3,056,460 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,600,609 |
| Non-operating Income & (Expense) | -7 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 661,614 |
| Cost of Funds | 1,376,084 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 507,650 |
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