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1ST VALLEY CREDIT UNION

Jun, 30, 2023 — 1ST VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in SAN BERNARDINO, CA with 1 branch location and about $51.13 million in total assets. Opened 73 years ago in 1951, 1ST VALLEY CREDIT UNION has about 2,579 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:1ST VALLEY CREDIT UNION
Address:
(Main Office)
401 W 2nd St
SAN BERNARDINO, CA 92401-1525
Phone:(909) 889-0838
Fax:(909) 889-7973
Website:https://www.1stvalleycu.com
Branches:1 branch locations
Members:2,579
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68027
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1951
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$51,128,925
CEO/Manager:Teresa Martinez
Chairperson:Craig Scott

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,998,016
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,677,114
 Unsecured Loans 2,672,803
 Other Loans 6,986,294
 TOTAL LOANS 15,336,211
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -35,414
 Land And Building 595,042
 Other Fixed Assets 160,209
 NCUSIF Deposit 456,400
 All Other Assets 0
  TOTAL ASSETS 51,128,925
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 623,134
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,213,330
 Regular shares 35,014,084
 All Other Shares & Deposits 3,067,558
  TOTAL SHARES & DEPOSITS 50,294,972
  TOTAL LIABILITIES 50,918,106
 Regular Reserve 0
 Other Reserves -4,010,724
 Undivided Earnings 4,221,543
  TOTAL EQUITY 210,819
  TOTAL LIABILITIES, SHARES, & EQUITY 51,128,925
INCOME & EXPENSE  
 Loan Income 495,971
 Investment Income 355,430
 Other Income 180,461
 Total Employee Compensation & Benefits 524,145
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 579,084
 Non-operating Income & (Expense) -5,838
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 59,858
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -47,111
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