Jun, 30, 2024 — VALLEY HILLS FEDERAL CREDIT UNION is a federal credit union headquartered in SAN BERNARDINO, CA with 1 branch location and about $3.85 million in total assets. Opened 57 years ago in 1967, VALLEY HILLS FEDERAL CREDIT UNION has about 401 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY HILLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 S Mount Vernon Ave SAN BERNARDINO, CA 92410-2705 |
| Phone: | (909) 384-4498 |
| Fax: | (909) 885-4690 |
| Website: | https://vhfcu.org |
| Branches: | 1 branch locations |
| Members: | 401 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18454 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,851,170 |
| CEO/Manager: | Heather Jedinak |
| Chairperson: | PHUONG NGUYEN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 571,205 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 540,281 |
| Other Loans | 993,696 |
| TOTAL LOANS | 1,533,977 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,554 |
| Land And Building | 0 |
| Other Fixed Assets | 1,277 |
| NCUSIF Deposit | 33,788 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,851,170 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,777 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,258,496 |
| All Other Shares & Deposits | 34,137 |
| TOTAL SHARES & DEPOSITS | 3,292,633 |
| TOTAL LIABILITIES | 3,318,410 |
| Regular Reserve | 0 |
| Other Reserves | 140,228 |
| Undivided Earnings | 392,532 |
| TOTAL EQUITY | 532,760 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,851,170 |
| INCOME & EXPENSE | |
| Loan Income | 74,249 |
| Investment Income | 12,168 |
| Other Income | 2,404 |
| Total Employee Compensation & Benefits | 36,869 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 32,922 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -6,136 |
| Cost of Funds | 3,596 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,219 |
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