Sep, 30, 2025 — DOW GREAT WESTERN CREDIT UNION is a federally insured state chartered credit union headquartered in ANTIOCH, CA with 1 branch location and about $47.67 million in total assets. Opened 88 years ago in 1938, DOW GREAT WESTERN CREDIT UNION has about 2,018 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DOW GREAT WESTERN CREDIT UNION |
|---|---|
| Address: (Main Office) | 3457 Deer Valley Rd ANTIOCH, CA 94531-6665 |
| Phone: | (925) 331-1010 |
| Fax: | (925) 331-1066 |
| Website: | https://www.dowcu.org |
| Branches: | 1 branch locations |
| Members: | 2,018 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64503 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $47,672,930 |
| CEO/Manager: | Stacey Douglas |
| Chairperson: | Art Solis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,793,775 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,648,005 |
| Unsecured Loans | 2,692,910 |
| Other Loans | 6,860,818 |
| TOTAL LOANS | 20,201,733 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -169,216 |
| Land And Building | 3,255,534 |
| Other Fixed Assets | 147,702 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 430,025 |
| All Other Assets | 0 |
| TOTAL ASSETS | 47,672,930 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 66,100 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,571,168 |
| Regular shares | 11,826,865 |
| All Other Shares & Deposits | 24,844,390 |
| TOTAL SHARES & DEPOSITS | 44,242,423 |
| TOTAL LIABILITIES | 44,308,523 |
| Regular Reserve | 0 |
| Other Reserves | -851,107 |
| Undivided Earnings | 4,215,514 |
| TOTAL EQUITY | 3,364,407 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,672,930 |
| INCOME & EXPENSE | |
| Loan Income | 845,185 |
| Investment Income | 313,575 |
| Other Income | 37,398 |
| Total Employee Compensation & Benefits | 625,242 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 592,090 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 210,598 |
| Cost of Funds | 429,628 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -337,650 |
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