Sep, 30, 2025 — MINNESOTA CATHOLIC CREDIT UNION is a federally insured state chartered credit union headquartered in LITTLE CANADA, MN with 3 branch locations and about $37.80 million in total assets. Opened 80 years ago in 1946, MINNESOTA CATHOLIC CREDIT UNION has about 3,047 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MINNESOTA CATHOLIC CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 Little Canada Rd E LITTLE CANADA, MN 55117 |
| Phone: | (651) 484-0265 |
| Fax: | (651) 484-8570 |
| Website: | https://www.mncathcu.com |
| Branches: | 3 branch locations |
| Members: | 3,047 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63977 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,795,988 |
| CEO/Manager: | John Hardekopf |
| Chairperson: | Brian Owens |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,338,216 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,453,480 |
| Unsecured Loans | 925,833 |
| Other Loans | 12,205,686 |
| TOTAL LOANS | 24,584,999 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -94,046 |
| Land And Building | 541,971 |
| Other Fixed Assets | 41,004 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 329,068 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,795,988 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -164,271 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,502,713 |
| Regular shares | 19,141,601 |
| All Other Shares & Deposits | 7,062,057 |
| TOTAL SHARES & DEPOSITS | 33,706,370 |
| TOTAL LIABILITIES | 33,542,423 |
| Regular Reserve | 0 |
| Other Reserves | 510,541 |
| Undivided Earnings | 3,743,024 |
| TOTAL EQUITY | 4,253,565 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,795,988 |
| INCOME & EXPENSE | |
| Loan Income | 1,241,160 |
| Investment Income | 332,745 |
| Other Income | 133,884 |
| Total Employee Compensation & Benefits | 586,052 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 686,140 |
| Non-operating Income & (Expense) | 8,100 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,427 |
| Cost of Funds | 111,828 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 342,935 |
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