Sep, 30, 2025 — ALLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in FENTON, MO with 6 branch locations and about $395.57 million in total assets. Opened 78 years ago in 1948, ALLIANCE CREDIT UNION has about 21,126 members and employs 83 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLIANCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1280 S Highway Dr FENTON, MO 63026-1913 |
| Phone: | (636) 343-7005 |
| Fax: | (636) 343-4986 |
| Website: | https://www.alliancecu.com |
| Branches: | 6 branch locations |
| Members: | 21,126 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63789 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $395,573,350 |
| CEO/Manager: | Timothy F Stephens |
| Chairperson: | Larry Markos |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,683,393 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 240,009,767 |
| Unsecured Loans | 3,384,982 |
| Other Loans | 84,844,104 |
| TOTAL LOANS | 328,238,854 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,286,449 |
| Land And Building | 10,819,143 |
| Other Fixed Assets | 667,143 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,508,161 |
| All Other Assets | 72,705 |
| TOTAL ASSETS | 395,573,350 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 352,864 |
| Notes & Interest Payable | 53,299,100 |
| Accounts Payable & Other Liabilities | 5,379,736 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 54,657,382 |
| Regular shares | 72,993,049 |
| All Other Shares & Deposits | 163,735,681 |
| TOTAL SHARES & DEPOSITS | 291,386,112 |
| TOTAL LIABILITIES | 350,417,812 |
| Regular Reserve | 0 |
| Other Reserves | 5,324,442 |
| Undivided Earnings | 39,831,096 |
| TOTAL EQUITY | 45,155,538 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 395,573,350 |
| INCOME & EXPENSE | |
| Loan Income | 12,957,402 |
| Investment Income | 842,155 |
| Other Income | 3,004,040 |
| Total Employee Compensation & Benefits | 5,266,615 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,288,690 |
| Non-operating Income & (Expense) | 248,432 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 574,359 |
| Cost of Funds | 4,785,983 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,233,153 |
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