SECURTRUST FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.securtrust.org for more information.
Sep, 30, 2025 — SECURTRUST FEDERAL CREDIT UNION is a federal credit union headquartered in Southaven, MS with 2 branch locations and about $37.32 million in total assets. Opened 77 years ago in 1949, SECURTRUST FEDERAL CREDIT UNION has about 3,277 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SECURTRUST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3870 Goodman Road Southaven, MS 38672 |
| Phone: | (662) 890-8760 |
| Fax: | (662) 890-0821 |
| Website: | https://www.securtrust.org |
| Branches: | 2 branch locations |
| Members: | 3,277 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6370 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,317,607 |
| CEO/Manager: | Martha H Rushing |
| Chairperson: | Philip L Breazeale |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,947,536 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,705,076 |
| Unsecured Loans | 595,521 |
| Other Loans | 21,912,555 |
| TOTAL LOANS | 25,621,502 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -665,035 |
| Land And Building | 1,227,455 |
| Other Fixed Assets | 65,332 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 279,940 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,317,607 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 31,917 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 243,940 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,642,299 |
| Regular shares | 13,435,733 |
| All Other Shares & Deposits | 12,395,189 |
| TOTAL SHARES & DEPOSITS | 30,068,376 |
| TOTAL LIABILITIES | 39,221,774 |
| Regular Reserve | 0 |
| Other Reserves | 231,700 |
| Undivided Earnings | 6,757,188 |
| TOTAL EQUITY | 6,988,888 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,506,373 |
| INCOME & EXPENSE | |
| Loan Income | 1,317,555 |
| Investment Income | 140,957 |
| Other Income | 192,381 |
| Total Employee Compensation & Benefits | 409,178 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 421,185 |
| Non-operating Income & (Expense) | 1,478 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 107,106 |
| Cost of Funds | 148,897 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 284,068 |
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