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TWIN STATES FEDERAL CREDIT UNION

Mar, 31, 2021 — TWIN STATES FEDERAL CREDIT UNION is a federal credit union headquartered in Columbus, MS with 1 branch location and about $7.10 million in total assets. Opened 56 years ago in 1965, TWIN STATES FEDERAL CREDIT UNION has about 1,779 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:TWIN STATES FEDERAL CREDIT UNION
Address:
(Main Office)
59 Yorkville Park Sq
Columbus, MS 39702-9677
Phone:(662) 327-7666
Fax:(662) 329-4588
Website:http://www.twinstatesfcu.com
Branches:1 branch locations
Members:1,779
Credit Union Type:Federal Credit Union
Charter Number:16590
Membership Type:Multiple common bond - Primarily other manufacturing
Corporate Credit Union:No
Year Opened:1965
Last Audited:Nov 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$7,099,226
CEO/Manager:Melissa H Carter
Chairperson:David Johnson

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,158,938
TOTAL INVESTMENTS 536,652
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 157,771
 Other Loans 3,124,904
 TOTAL LOANS 3,282,675
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -221,402
 Land And Building 49,725
 Other Fixed Assets 34,288
 NCUSIF Deposit 69,101
 All Other Assets 189,249
  TOTAL ASSETS 7,099,226
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,354
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 371,497
 Regular shares 4,452,723
 All Other Shares & Deposits 2,185,237
  TOTAL SHARES & DEPOSITS 7,009,457
  TOTAL LIABILITIES 7,020,811
 Regular Reserve 78,415
 Other Reserves 0
 Undivided Earnings 0
  TOTAL EQUITY 78,415
  TOTAL LIABILITIES, SHARES, & EQUITY 7,099,226
INCOME & EXPENSE  
 Loan Income 316,109
 Investment Income 12,815
 Other Income 91,498
 Total Employee Compensation & Benefits 135,486
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 191,169
 Non-operating Income & (Expense) -135,989
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 366,126
 Cost of Funds 72,495
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -480,843
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