Dec, 31, 2023 — DELTA FEDERAL CREDIT UNION is a federal credit union headquartered in GREENVILLE, MS with 2 branch locations and about $8.26 million in total assets. Opened 67 years ago in 1957, DELTA FEDERAL CREDIT UNION has about 1,803 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2339 HIGHWAY 1 S GREENVILLE, MS 38701-8337 |
| Phone: | (662) 332-7184 |
| Fax: | (662) 332-1624 |
| Website: | https://deltacu.virtual.cu.net |
| Branches: | 2 branch locations |
| Members: | 1,803 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24893 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,260,153 |
| CEO/Manager: | Barbara D Rodgers |
| Chairperson: | Robert Burford |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 470,689 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 958,636 |
| Other Loans | 1,945,958 |
| TOTAL LOANS | 2,904,594 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,126 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 68,144 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,260,153 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,335 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 56,102 |
| Regular shares | 6,191,565 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 6,247,668 |
| TOTAL LIABILITIES | 6,265,003 |
| Regular Reserve | 0 |
| Other Reserves | 348,306 |
| Undivided Earnings | 1,646,844 |
| TOTAL EQUITY | 1,995,150 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,260,153 |
| INCOME & EXPENSE | |
| Loan Income | 300,911 |
| Investment Income | 165,900 |
| Other Income | 119,324 |
| Total Employee Compensation & Benefits | 194,605 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 178,642 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 60,930 |
| Cost of Funds | 6,510 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 143,696 |
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