Sep, 30, 2025 — ATOMIC CREDIT UNION is a federally insured state chartered credit union headquartered in PIKETON, OH with 18 branch locations and about $783.55 million in total assets. Opened 71 years ago in 1955, ATOMIC CREDIT UNION has about 85,202 members and employs 299 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATOMIC CREDIT UNION |
|---|---|
| Address: (Main Office) | 711 Beaver Creek Rd PIKETON, OH 45661 |
| Phone: | (800) 652-2328 |
| Fax: | (740) 289-5061 |
| Website: | https://www.atomiccu.com |
| Branches: | 18 branch locations |
| Members: | 85,202 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63532 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $783,547,684 |
| CEO/Manager: | Thomas D Griffiths |
| Chairperson: | Billy Spencer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 61,817,425 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 299,185,166 |
| Unsecured Loans | 28,239,487 |
| Other Loans | 333,335,357 |
| TOTAL LOANS | 661,218,537 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,195,000 |
| Land And Building | 26,486,616 |
| Other Fixed Assets | 5,420,012 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,213,893 |
| All Other Assets | 287,281 |
| TOTAL ASSETS | 783,547,684 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 112 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,590,501 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 343,244,303 |
| Regular shares | 0 |
| All Other Shares & Deposits | 369,080,611 |
| TOTAL SHARES & DEPOSITS | 712,324,914 |
| TOTAL LIABILITIES | 718,915,527 |
| Regular Reserve | 0 |
| Other Reserves | 6,039,007 |
| Undivided Earnings | 58,593,150 |
| TOTAL EQUITY | 64,632,157 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 783,547,684 |
| INCOME & EXPENSE | |
| Loan Income | 32,117,927 |
| Investment Income | 2,511,099 |
| Other Income | 6,277,854 |
| Total Employee Compensation & Benefits | 18,178,215 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,833,306 |
| Non-operating Income & (Expense) | 33,467 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,941,343 |
| Cost of Funds | 9,439,529 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,416,085 |
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