Dec, 31, 2023 — S.C.F.E. CREDIT UNION is a federally insured state chartered credit union headquartered in PORTSMOUTH, OH with 1 branch location and about $1.35 million in total assets. Opened 63 years ago in 1961, S.C.F.E. CREDIT UNION has about 167 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | S.C.F.E. CREDIT UNION |
|---|---|
| Address: (Main Office) | 610 Gay St RM 5 PORTSMOUTH, OH 45662 |
| Phone: | (740) 353-1628 |
| Fax: | (740) 876-9047 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 167 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63340 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,349,657 |
| CEO/Manager: | Robert G Ridenour |
| Chairperson: | Danette Lawhorn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 354,365 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 141,545 |
| Other Loans | 845,903 |
| TOTAL LOANS | 987,449 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,500 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 12,552 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,349,657 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,026 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 640,277 |
| All Other Shares & Deposits | 547,728 |
| TOTAL SHARES & DEPOSITS | 1,188,005 |
| TOTAL LIABILITIES | 1,189,031 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 160,626 |
| TOTAL EQUITY | 160,626 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,349,657 |
| INCOME & EXPENSE | |
| Loan Income | 68,868 |
| Investment Income | 8,944 |
| Other Income | 3,070 |
| Total Employee Compensation & Benefits | 29,101 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 22,382 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,571 |
| Cost of Funds | 13,124 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,704 |
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