Sep, 30, 2025 — MERCY CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, MO with 6 branch locations and about $84.29 million in total assets. Opened 51 years ago in 1975, MERCY CREDIT UNION has about 14,892 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MERCY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1444 E Sunshine St SPRINGFIELD, MO 65804-1238 |
| Phone: | (417) 820-2931 |
| Fax: | (417) 820-8011 |
| Website: | https://www.mymercycu.com |
| Branches: | 6 branch locations |
| Members: | 14,892 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63306 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $84,289,190 |
| CEO/Manager: | Tammy Rowden |
| Chairperson: | Christopher H Bos |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,438,704 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,452,380 |
| Unsecured Loans | 1,693,553 |
| Other Loans | 48,404,329 |
| TOTAL LOANS | 67,550,262 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -184,385 |
| Land And Building | 0 |
| Other Fixed Assets | 160,685 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 709,939 |
| All Other Assets | 0 |
| TOTAL ASSETS | 84,289,190 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 129,345 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 631,385 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,830,770 |
| Regular shares | 50,597,617 |
| All Other Shares & Deposits | 8,646,289 |
| TOTAL SHARES & DEPOSITS | 73,074,676 |
| TOTAL LIABILITIES | 73,835,406 |
| Regular Reserve | 0 |
| Other Reserves | -81,433 |
| Undivided Earnings | 10,535,217 |
| TOTAL EQUITY | 10,453,784 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 84,289,190 |
| INCOME & EXPENSE | |
| Loan Income | 2,799,626 |
| Investment Income | 323,268 |
| Other Income | 253,607 |
| Total Employee Compensation & Benefits | 1,039,718 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,313,224 |
| Non-operating Income & (Expense) | -3,524 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 41,820 |
| Cost of Funds | 436,867 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 962,322 |
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