Sep, 30, 2025 — METRO EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in LEXINGTON, KY with 2 branch locations and about $49.75 million in total assets. Opened 86 years ago in 1940, METRO EMPLOYEES CREDIT UNION has about 4,702 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METRO EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1306 VERSAILLES RD STE 140 LEXINGTON, KY 40504-1795 |
| Phone: | (859) 258-3990 |
| Fax: | (859) 258-3993 |
| Website: | https://www.metropluscu.org |
| Branches: | 2 branch locations |
| Members: | 4,702 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63058 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $49,746,419 |
| CEO/Manager: | Piper L Graham |
| Chairperson: | Jasie L Carroll |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,378,648 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,322,708 |
| Unsecured Loans | 2,099,388 |
| Other Loans | 9,927,792 |
| TOTAL LOANS | 21,349,889 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -142,417 |
| Land And Building | 3,543,079 |
| Other Fixed Assets | 38,252 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 408,265 |
| All Other Assets | 18,239 |
| TOTAL ASSETS | 49,746,419 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 82 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 335,975 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,985,218 |
| Regular shares | 24,488,995 |
| All Other Shares & Deposits | 10,393,158 |
| TOTAL SHARES & DEPOSITS | 42,867,371 |
| TOTAL LIABILITIES | 43,204,794 |
| Regular Reserve | 0 |
| Other Reserves | -13,370 |
| Undivided Earnings | 6,554,995 |
| TOTAL EQUITY | 6,541,625 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,746,419 |
| INCOME & EXPENSE | |
| Loan Income | 1,050,603 |
| Investment Income | 747,358 |
| Other Income | 218,694 |
| Total Employee Compensation & Benefits | 753,388 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 906,965 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,843 |
| Cost of Funds | 261,225 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 405,761 |
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