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National Credit Union Service Organization

NEIGHBORS CREDIT UNION

Sep, 30, 2025 — NEIGHBORS CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 8 branch locations and about $566.40 million in total assets. Opened 98 years ago in 1928, NEIGHBORS CREDIT UNION has about 48,433 members and employs 127 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 281082384
Name:NEIGHBORS CREDIT UNION
Address:
(Main Office)
6300 S Lindbergh Blvd
SAINT LOUIS, MO 63123-7804
Phone:(314) 892-5400
Fax:(314) 892-9876
Website:https://www.neighborscu.org
Branches:8 branch locations
Members:48,433
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62905
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$566,395,477
CEO/Manager:Jason Heath
Chairperson:James Hobbs

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 49,753,694
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 274,707,152
 Unsecured Loans 29,281,720
 Other Loans 126,873,479
 TOTAL LOANS 431,209,315
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,274,641
 Land And Building 18,046,106
 Other Fixed Assets 1,890,740
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 4,395,608
 All Other Assets 1,021,297
  TOTAL ASSETS 566,395,477
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,215,079
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 108,594,517
 Regular shares 127,109,612
 All Other Shares & Deposits 262,652,771
  TOTAL SHARES & DEPOSITS 498,356,900
  TOTAL LIABILITIES 503,571,979
 Regular Reserve 0
 Other Reserves -3,680,291
 Undivided Earnings 66,503,789
  TOTAL EQUITY 62,823,498
  TOTAL LIABILITIES, SHARES, & EQUITY 566,395,477
INCOME & EXPENSE  
 Loan Income 20,053,411
 Investment Income 2,038,511
 Other Income 5,042,210
 Total Employee Compensation & Benefits 9,916,732
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 9,351,436
 Non-operating Income & (Expense) -5,697
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,932,276
 Cost of Funds 6,580,536
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 925,563
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